Terms of Service

1. Acceptance of these terms

By creating an account, signing a discretionary mandate, or otherwise using the Services, you confirm you have read, understood, and agree to be bound by these terms. If you do not agree, do not use the Services. We may amend these terms from time to time; the version in force is the one published on this page on the date you access the Services, and material changes will be notified by email to your registered address.

2. Eligibility and onboarding

The Services are offered to natural persons and legal entities resident in the European Economic Area who are at least 18 years of age and have legal capacity to enter into binding agreements. We are not authorised to onboard, and will not knowingly accept, U.S. persons (as defined under Regulation S of the U.S. Securities Act) or persons subject to applicable sanctions regimes.

Onboarding requires you to complete identity verification (KYC), source-of-wealth and source-of-funds checks, a suitability assessment, and to sign a discretionary management mandate. We may decline to onboard or continue serving any client at our sole discretion, including where we are unable to satisfy our obligations under anti-money-laundering and counter-terrorism-financing legislation (Wwft).

3. Scope of services

We provide discretionary investment management within the boundaries of the strategy you select on onboarding. We do not provide tax advice, legal advice, execution-only brokerage, leveraged products, or bespoke structuring. We do not solicit investments in any single instrument, and our investment committee retains full discretion to allocate, rebalance, or hold cash within the agreed mandate.

• Asset classes: cash, EU-listed equities, EU-domiciled ETFs, EU-listed fixed income, and a capped digital-asset sleeve.
• Portfolio review cadence: at least bi-weekly, plus event-driven reviews.
• Reporting: live dashboard, monthly statement, annual tax statement (NL).

4. Fees

A single all-in management fee of 0.85% per annum is charged quarterly in arrears, calculated on the average of daily portfolio values during the quarter. There is no entry fee, no exit fee, and no performance fee. Underlying ETF total expense ratios and unavoidable transaction costs are passed through and disclosed in your monthly statement.

5. Custody and segregation

Client cash and securities are held in your name with our contracted EU custodian, segregated from our balance sheet under a tri-partite custody arrangement. Client assets are segregated from our balance sheet at all times and are not available to our creditors in the unlikely event of our insolvency. We do not lend, rehypothecate, or pledge client assets.

6. Risk acknowledgement

Investing involves risk, including the loss of principal. Past performance is not indicative of future results. Specific risks of the Services are described in our Risk Disclosure, which forms part of these terms.

7. Termination

You may terminate your mandate at any time with 5 business days’ written notice via the dashboard or by writing to hello@amsterdaminvestgroup.nl. On termination, holdings are sold or transferred per your instruction subject to market conditions, and final fees are settled. We may terminate the relationship immediately if required by law or if you breach these terms in a material way.

8. Limitation of liability

Nothing in these terms limits our liability for fraud, gross negligence, or any liability that cannot be excluded under applicable law. Subject to that, our aggregate liability for any claim arising out of or in connection with the Services is limited to the management fees you paid us in the 12 months preceding the event giving rise to the claim.

9. Complaints

We take complaints seriously. Please consult our Complaints Procedure for the formal process and your right to escalate to KiFiD (Klachteninstituut Financiële Dienstverlening).

10. Governing law and jurisdiction

These terms are governed by Dutch law. Disputes are subject to the exclusive jurisdiction of the competent courts of Amsterdam, the Netherlands, without prejudice to your right to bring proceedings before KiFiD or any other consumer-dispute body where applicable.

11. Contact

Amsterdam Invest Group B.V. · ..., ... Amsterdam, the Netherlands · hello@amsterdaminvestgroup.nl